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Comment on What is the cheapest auto insurance for a 19 year old female? by George n Barbara

George n Barbara — Sun, 21 Aug 2011 10:34:50 +0000

Allstate, in your parents name.

Comment on What is the cheapest auto insurance for a 19 year old female? by Somebody

Somebody — Sun, 21 Aug 2011 10:34:50 +0000

Yes. It will be much cheaper for you to start off on your parent's policy than on your own. A single 19 year old female on a policy will be expensive no matter what company you choose. If you start with your parents and build up a good history with their company, you can get the company to give you your own policy in 2-3 years at better rates than being a brand new customer with some other company.

Comment on What is the cheapest auto insurance for a 19 year old female? by John

John — Sun, 21 Aug 2011 10:34:50 +0000

Not enough Information. Call an insurance agent in the phone book. Anyone on here can just guess, but you need a firm quote. Make the phone call.

Comment on How does auto insurance work when you "loan" your car to another? by midnitro...

midnitro... — Wed, 20 Jul 2011 21:34:05 +0000

He would need to get his own insurance for the car, or to be added onto your policy as a driver.

Either one would work, but it might be cheaper (and easier) to add him to your existing policy.

Your coverage (in most cases) would not pay for any damage done to or done by the car while Dad is driving.

Comment on How does auto insurance work when you "loan" your car to another? by Irv S

Irv S — Wed, 20 Jul 2011 21:34:05 +0000

Call your insurance company to see if you can add him to your policy or if he would be covered under yours. Each state is different so ask them. And GO DAD!! 87 and an excellent driving record, those 2 things don't usually go together.

Comment on How does auto insurance work when you "loan" your car to another? by greasema...

greasema... — Wed, 20 Jul 2011 21:34:05 +0000

Depends on the insurance company. Some policies like mine (State Farm) cover the car no matter who drives it as long as you voluntarily give them the car (in other words, it wasn't stolen.) Other insurance companies will only insure the car if you are the driver, many will even exclude other members in your household. If you recall them asking you to identify other household members and you named your father when you first signed up, that is probably what they were doing.

You should be able to determine what applies in your case by reading the policy. If you can't find it or don't understand it, call your agent for clarification. Your situation may be further complicated because you may run into problems being considered the "primary" driver of the vehicle, especially if you lease another at the same time so be sure to explain this to your agent.

Comment on How does auto insurance work when you "loan" your car to another? by Dixon A

Dixon A — Wed, 20 Jul 2011 21:34:05 +0000

he needs to be owner or added to policy by owner to be covered.

Comment on How does auto insurance work when you "loan" your car to another? by Married Lady

Married Lady — Wed, 20 Jul 2011 21:34:05 +0000

http://carquotes.50webs.com – try this one. I have their car insurance and, as I know, they can provide such a service. Report Abuse

Comment on How does auto insurance work when you "loan" your car to another? by Derek

Derek — Wed, 20 Jul 2011 21:34:05 +0000

he can purchase a policy for himself in the USA.

Comment on What are some discounts that many auto insurance companies offer that might help save some money? by Tara H

Tara H — Fri, 20 May 2011 23:22:54 +0000

Depends on the company and the state that you live in. Auto insurance is regulated by each state so it can differ from state to state.

Some companies might offer:
-Good student discount (if you have a B or better average, so 3.0 or higher)
-Driver Training discount (if you got your drivers license through an 'on the road' driver training course and got a certificate stating you completed the course
-Some companies offer a book to be completed to make you designate driving goals to make you aware of your driving skills.

If there are 3 cars in the house and 3 drivers in the house, you will probably have to be put as a primary operator of a car, BUT if threre are 2 cars in the house and 3 drivers in the house you could probably be rated as an occational operator of the vehicle.

Just offering some suggestions for you!

Hope this helps. Good luck.